Coffee cup used to saving money for retirement.

CDs & IRAs

 

You're working hard to get where you're going. Make sure your money does, too.


Certificate of Deposit

  • Flexible & designed to meet your short & long term savings requirements. Certificates offer different investment options, maturities, & rates of return.
  • Flexible terms from 3 months to 60 months
  • Open with as little as $500
  • Interest compounded daily & posted monthly, annually, or at maturity
  • Early withdrawal penalty may apply
  • Automatic renewal option


Retirement Accounts

IRA Savings*
Individual Retirement Savings Account
 
A retirement savings account designed for customers who want to take advantage of the current tax deferral available under the U.S. tax laws.
 
  • Ability to add funds to an FDIC-insured investment
  • No fee retirement account
  • Tax advantages may apply
  • ROTH & Traditional IRA options available
  • IRA money is insured by the FDIC separately from other deposits
  • Interest compounded daily & posted monthly
* Consult a tax advisor to determine limitations for tax benefits
 
Visit the IRS website for details on IRA limits, distributions and reporting.
 
For more information about the "IRA-to IRA Rollovers: One per 1-year limitations and it's effects", visit the IRS website or stop by your local branch and ask for our brochure.
 
 


IRA Certificate of Deposit*

All the tax advantages of an IRA Savings in the convenience of a CD.
 
  • No fee retirement account
  • Flexible terms from 12 months to 60 months
  • ROTH & Traditional IRA options available
  • Early withdrawal penalty may apply
  • IRA money is insured by the FDIC separately from other deposits
  • Tax advantages may apply
*Consult a tax advisor to determine limitations for tax benefits

For more information, please contact your local Customer Service Representative today!
609.921.1700